Austin, Texas · Seller Resources

How Much Would You Actually Keep If You Sold Your Austin Home?

Austin seller guide

The sale price is only the beginning. What matters is the amount left after the mortgage, commission, title charges, repairs, concessions, taxes, and the other costs that show up between contract and closing.

A simple Austin seller net estimate

Use this as a planning tool, not a formal settlement statement. Your actual net proceeds will depend on the final contract, loan payoff, title charges, property taxes, HOA items, repairs, and any buyer-agent compensation you agree to offer.

Quick estimate

Estimated amount left after these inputs: $280,500

This estimate does not include every possible cost and is not a title-company quote.

What usually comes out of the sale?

1. Your mortgage payoff

The payoff amount is usually the largest deduction from your proceeds. It is not always the same as the balance shown on your monthly statement because interest, fees, and the payoff date can change the number.

2. The listing fee

One Percent Austin charges a 1% listing fee for full-service listing representation. On a $750,000 sale, 1% is $7,500. A traditional 3% listing-side fee would be $22,500, creating a $15,000 difference before other expenses.

3. Buyer-agent compensation

Buyer-agent compensation is separate from the listing fee and is negotiated as part of the overall offer strategy. It should be discussed before the home goes on the market so you can compare offers accurately.

4. Title, escrow, and transaction charges

Title work, escrow, recording, courier, survey, HOA documents, tax certificates, and other transaction items vary by property and contract. Ask for a written estimate rather than relying on a single percentage.

5. Repairs, staging, and concessions

Some sellers spend before listing. Others offer a credit after inspection or negotiate a repair instead of completing the work themselves. The right choice depends on the condition of the home, the competition, and the likely return.

Your estimated net can change when a listing needs a price adjustment or when two housing payments overlap. Read when to consider reducing your Austin home price and how to compare selling first with buying first.

Why the net number matters more than the commission number

A lower fee is not automatically the best deal, and a higher fee is not automatically a better service. The useful comparison is the expected net result: likely sale price minus all selling costs, adjusted for the service and strategy required to reach that price.

Before choosing a listing plan, ask for a side-by-side estimate using your likely sale price, loan payoff, expected concessions, and realistic preparation costs.

Want a real number for your house?

If you are thinking about selling anywhere in the Austin area, visit OnePercentAustin.com to learn more or request a free home-value review.

Ready when you are

Get a clear picture before you list.

Nick can help you estimate value, selling costs, preparation priorities, and expected net proceeds.

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